/* Marin County Pensions — manual PHP package, no external assets */
*,
*::before,
*::after {
  box-sizing: border-box;
}
html {
  scroll-behavior: smooth;
}
body {
  margin: 0;
  font-family: var(--euro-pension-sk-font-body);
  color: var(--euro-pension-sk-clr-ink);
  background: var(--euro-pension-sk-clr-bg);
  line-height: 1.6;
}
img {
  max-width: 100%;
  display: block;
}
a {
  color: inherit;
}
button,
input,
select,
textarea {
  font: inherit;
}
button {
  cursor: pointer;
}

:root {
  --euro-pension-sk-clr-main: #12345a;
  --euro-pension-sk-clr-accent: #1f7a8c;
  --euro-pension-sk-clr-warm: #d6a756;
  --euro-pension-sk-clr-bg: #f4f8fb;
  --euro-pension-sk-clr-surface: #ffffff;
  --euro-pension-sk-clr-soft: #e8f1f6;
  --euro-pension-sk-clr-ink: #142033;
  --euro-pension-sk-clr-muted: #5d6a7c;
  --euro-pension-sk-clr-border: #d7e3eb;
  --euro-pension-sk-radius-sm: 10px;
  --euro-pension-sk-radius: 18px;
  --euro-pension-sk-radius-lg: 30px;
  --euro-pension-sk-shadow: 0 18px 48px rgba(18, 52, 90, 0.13);
  --euro-pension-sk-shadow-soft: 0 10px 28px rgba(18, 52, 90, 0.09);
  --euro-pension-sk-font-head: Georgia, "Times New Roman", serif;
  --euro-pension-sk-font-body:
    system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  --euro-pension-sk-transition: 180ms ease;
}

.euro-pension-sk-skip {
  position: absolute;
  left: 16px;
  top: -60px;
  z-index: 20;
  background: var(--euro-pension-sk-clr-main);
  color: #fff;
  padding: 10px 14px;
  border-radius: var(--euro-pension-sk-radius-sm);
}
.euro-pension-sk-skip:focus {
  top: 16px;
}

.euro-pension-sk-canvas {
  width: min(1120px, calc(100% - 32px));
  margin-inline: auto;
}
.euro-pension-sk-head {
  position: sticky;
  top: 0;
  z-index: 10;
  background: rgba(255, 255, 255, 0.94);
  border-bottom: 1px solid var(--euro-pension-sk-clr-border);
  backdrop-filter: blur(12px);
}
.euro-pension-sk-head--plain {
  position: static;
}
.euro-pension-sk-head__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  padding-block: 14px;
}
.euro-pension-sk-brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  font-weight: 800;
  color: var(--euro-pension-sk-clr-main);
}
.euro-pension-sk-brand__mark {
  border-radius: 14px;
  box-shadow: var(--euro-pension-sk-shadow-soft);
}
.euro-pension-sk-brand__text {
  letter-spacing: -0.02em;
}
.euro-pension-sk-nav__menu {
  display: flex;
  align-items: center;
  gap: 8px;
}
.euro-pension-sk-nav__link {
  text-decoration: none;
  color: var(--euro-pension-sk-clr-muted);
  font-weight: 700;
  padding: 10px 12px;
  border-radius: 999px;
  transition:
    color var(--euro-pension-sk-transition),
    background var(--euro-pension-sk-transition);
}
.euro-pension-sk-nav__link:hover,
.euro-pension-sk-nav__link:focus {
  color: var(--euro-pension-sk-clr-main);
  background: var(--euro-pension-sk-clr-soft);
}
.euro-pension-sk-nav__link--accent {
  background: var(--euro-pension-sk-clr-main);
  color: #fff;
}
.euro-pension-sk-nav__link--accent:hover,
.euro-pension-sk-nav__link--accent:focus {
  background: #0b2748;
  color: #fff;
}
.euro-pension-sk-nav__toggle {
  display: none;
  border: 1px solid var(--euro-pension-sk-clr-border);
  background: #fff;
  color: var(--euro-pension-sk-clr-main);
  border-radius: 999px;
  padding: 9px 14px;
  font-weight: 800;
}

.euro-pension-sk-stage {
  padding: 74px 0 58px;
  background:
    radial-gradient(
      circle at 10% 0%,
      rgba(31, 122, 140, 0.18),
      transparent 34%
    ),
    linear-gradient(135deg, #f8fbfd 0%, #e9f3f8 100%);
}
.euro-pension-sk-stage__grid {
  display: grid;
  grid-template-columns: minmax(0, 0.92fr) minmax(360px, 1.08fr);
  gap: 42px;
  align-items: center;
}
.euro-pension-sk-stage__eyebrow,
.euro-pension-sk-kicker {
  margin: 0 0 12px;
  color: var(--euro-pension-sk-clr-accent);
  font-weight: 900;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-size: 0.8rem;
}
.euro-pension-sk-stage__title,
.euro-pension-sk-heading,
.euro-pension-sk-legal__title {
  font-family: var(--euro-pension-sk-font-head);
  color: var(--euro-pension-sk-clr-main);
  line-height: 1.1;
  letter-spacing: -0.035em;
}
.euro-pension-sk-stage__title {
  margin: 0;
  font-size: clamp(2.45rem, 5vw, 4.8rem);
}
.euro-pension-sk-stage__lead {
  margin: 20px 0 0;
  font-size: 1.13rem;
  color: var(--euro-pension-sk-clr-muted);
  max-width: 680px;
}
.euro-pension-sk-stage__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 28px;
}
.euro-pension-sk-action {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 12px 18px;
  border-radius: 999px;
  border: 0;
  font-weight: 900;
  text-decoration: none;
  transition:
    transform var(--euro-pension-sk-transition),
    box-shadow var(--euro-pension-sk-transition),
    background var(--euro-pension-sk-transition);
}
.euro-pension-sk-action:hover,
.euro-pension-sk-action:focus {
  transform: translateY(-1px);
}
.euro-pension-sk-action--primary {
  background: var(--euro-pension-sk-clr-main);
  color: #fff;
  box-shadow: 0 12px 24px rgba(18, 52, 90, 0.24);
}
.euro-pension-sk-action--primary:hover,
.euro-pension-sk-action--primary:focus {
  background: #0c294a;
}
.euro-pension-sk-action--quiet {
  background: #fff;
  color: var(--euro-pension-sk-clr-main);
  border: 1px solid var(--euro-pension-sk-clr-border);
}
.euro-pension-sk-proof {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  list-style: none;
  padding: 0;
  margin: 26px 0 0;
}
.euro-pension-sk-proof__point {
  background: rgba(255, 255, 255, 0.78);
  border: 1px solid var(--euro-pension-sk-clr-border);
  border-radius: 999px;
  padding: 8px 12px;
  color: var(--euro-pension-sk-clr-muted);
  font-weight: 700;
}
.euro-pension-sk-stage__visual {
  position: relative;
}
.euro-pension-sk-stage__image {
  border-radius: var(--euro-pension-sk-radius-lg);
  box-shadow: var(--euro-pension-sk-shadow);
  min-height: 310px;
  object-fit: cover;
}
.euro-pension-sk-stage__note {
  position: absolute;
  right: 24px;
  bottom: -24px;
  width: min(260px, 70%);
  background: var(--euro-pension-sk-clr-surface);
  border: 1px solid var(--euro-pension-sk-clr-border);
  border-radius: var(--euro-pension-sk-radius);
  padding: 18px;
  box-shadow: var(--euro-pension-sk-shadow);
}
.euro-pension-sk-stage__note strong {
  display: block;
  color: var(--euro-pension-sk-clr-accent);
  font-size: 1.8rem;
}
.euro-pension-sk-stage__note span {
  color: var(--euro-pension-sk-clr-muted);
  font-weight: 700;
}

.euro-pension-sk-zone {
  padding: 72px 0;
}
.euro-pension-sk-zone--intro,
.euro-pension-sk-zone--process,
.euro-pension-sk-zone--reviews {
  background: #fff;
}
.euro-pension-sk-split,
.euro-pension-sk-process,
.euro-pension-sk-trust,
.euro-pension-sk-podium__grid {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr);
  gap: 42px;
  align-items: start;
}
.euro-pension-sk-heading {
  font-size: clamp(2rem, 3vw, 3.15rem);
  margin: 0 0 18px;
}
.euro-pension-sk-textflow p {
  margin: 0 0 16px;
  color: var(--euro-pension-sk-clr-muted);
  font-size: 1.05rem;
}
.euro-pension-sk-tilegrid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
  margin-top: 28px;
}
.euro-pension-sk-tile {
  background: #fff;
  border: 1px solid var(--euro-pension-sk-clr-border);
  border-radius: var(--euro-pension-sk-radius);
  padding: 24px;
  box-shadow: var(--euro-pension-sk-shadow-soft);
}
.euro-pension-sk-tile__symbol {
  display: inline-block;
  width: 42px;
  height: 42px;
  border-radius: 15px;
  background: linear-gradient(
    135deg,
    var(--euro-pension-sk-clr-main),
    var(--euro-pension-sk-clr-accent)
  );
  margin-bottom: 16px;
}
.euro-pension-sk-tile__title {
  margin: 0 0 10px;
  color: var(--euro-pension-sk-clr-main);
  font-size: 1.28rem;
}
.euro-pension-sk-tile__text {
  margin: 0 0 18px;
  color: var(--euro-pension-sk-clr-muted);
}
.euro-pension-sk-tile__price {
  color: var(--euro-pension-sk-clr-accent);
  font-weight: 900;
  font-size: 1.18rem;
  margin: 0 0 12px;
}
.euro-pension-sk-tile__link {
  color: var(--euro-pension-sk-clr-main);
  font-weight: 900;
}
.euro-pension-sk-process__media img,
.euro-pension-sk-trust img {
  border-radius: var(--euro-pension-sk-radius-lg);
  box-shadow: var(--euro-pension-sk-shadow-soft);
}
.euro-pension-sk-steps {
  margin: 24px 0 0;
  padding: 0;
  list-style: none;
  counter-reset: euro-step;
}
.euro-pension-sk-steps__row {
  counter-increment: euro-step;
  position: relative;
  padding: 18px 18px 18px 70px;
  margin-bottom: 14px;
  background: #fff;
  border: 1px solid var(--euro-pension-sk-clr-border);
  border-radius: var(--euro-pension-sk-radius);
}
.euro-pension-sk-steps__row::before {
  content: counter(euro-step);
  position: absolute;
  left: 18px;
  top: 18px;
  width: 36px;
  height: 36px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: var(--euro-pension-sk-clr-main);
  color: #fff;
  font-weight: 900;
}
.euro-pension-sk-steps__row strong {
  display: block;
  color: var(--euro-pension-sk-clr-main);
}
.euro-pension-sk-steps__row span {
  color: var(--euro-pension-sk-clr-muted);
}
.euro-pension-sk-assurance {
  display: grid;
  gap: 14px;
}
.euro-pension-sk-assurance__cell {
  background: #fff;
  border: 1px solid var(--euro-pension-sk-clr-border);
  border-radius: var(--euro-pension-sk-radius);
  padding: 18px;
}
.euro-pension-sk-assurance__cell strong {
  display: block;
  color: var(--euro-pension-sk-clr-main);
}
.euro-pension-sk-assurance__cell span,
.euro-pension-sk-trust__copy {
  color: var(--euro-pension-sk-clr-muted);
}
.euro-pension-sk-tribune {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
  margin-top: 26px;
}
.euro-pension-sk-tribune__item {
  margin: 0;
  padding: 24px;
  border-radius: var(--euro-pension-sk-radius);
  background: var(--euro-pension-sk-clr-soft);
  border: 1px solid var(--euro-pension-sk-clr-border);
}
.euro-pension-sk-tribune__item blockquote {
  margin: 0 0 16px;
  color: var(--euro-pension-sk-clr-ink);
}
.euro-pension-sk-tribune__item figcaption {
  color: var(--euro-pension-sk-clr-main);
  font-weight: 900;
}

.euro-pension-sk-podium {
  padding: 76px 0;
  background: linear-gradient(135deg, var(--euro-pension-sk-clr-main), #1f5c74);
  color: #fff;
}
.euro-pension-sk-podium .euro-pension-sk-heading,
.euro-pension-sk-podium .euro-pension-sk-kicker {
  color: #fff;
}
.euro-pension-sk-podium__copy {
  color: rgba(255, 255, 255, 0.82);
}
.euro-pension-sk-contactbox {
  display: grid;
  gap: 8px;
  margin-top: 24px;
  padding: 20px;
  border: 1px solid rgba(255, 255, 255, 0.28);
  border-radius: var(--euro-pension-sk-radius);
  font-style: normal;
  background: rgba(255, 255, 255, 0.08);
}
.euro-pension-sk-contactbox a {
  color: #fff;
}
.euro-pension-sk-form {
  display: grid;
  gap: 14px;
  background: #fff;
  color: var(--euro-pension-sk-clr-ink);
  padding: 24px;
  border-radius: var(--euro-pension-sk-radius-lg);
  box-shadow: var(--euro-pension-sk-shadow);
}
.euro-pension-sk-form__label {
  display: grid;
  gap: 7px;
  font-weight: 800;
  color: var(--euro-pension-sk-clr-main);
}
.euro-pension-sk-form__field {
  width: 100%;
  border: 1px solid var(--euro-pension-sk-clr-border);
  border-radius: var(--euro-pension-sk-radius-sm);
  padding: 12px;
  background: #f9fcfe;
  color: var(--euro-pension-sk-clr-ink);
}
.euro-pension-sk-form__field:focus {
  outline: 3px solid rgba(31, 122, 140, 0.18);
  border-color: var(--euro-pension-sk-clr-accent);
}
.euro-pension-sk-form__field--area {
  resize: vertical;
}
.euro-pension-sk-form__check {
  color: var(--euro-pension-sk-clr-muted);
  font-size: 0.94rem;
}
.euro-pension-sk-form__check a {
  color: var(--euro-pension-sk-clr-main);
  font-weight: 900;
}
.euro-pension-sk-form__submit {
  width: 100%;
}
.euro-pension-sk-form__status {
  min-height: 1.4em;
  margin: 0;
  color: var(--euro-pension-sk-clr-accent);
  font-weight: 800;
}

.euro-pension-sk-faq__list {
  display: grid;
  gap: 12px;
  margin-top: 24px;
}
.euro-pension-sk-faq__item {
  background: #fff;
  border: 1px solid var(--euro-pension-sk-clr-border);
  border-radius: var(--euro-pension-sk-radius);
  overflow: hidden;
}
.euro-pension-sk-faq__question {
  width: 100%;
  text-align: left;
  border: 0;
  background: transparent;
  padding: 18px 20px;
  color: var(--euro-pension-sk-clr-main);
  font-weight: 900;
}
.euro-pension-sk-faq__answer {
  display: none;
  padding: 0 20px 18px;
  color: var(--euro-pension-sk-clr-muted);
}
.euro-pension-sk-faq__item.euro-pension-sk-is-open
  .euro-pension-sk-faq__answer {
  display: block;
}

.euro-pension-sk-cookie {
  position: fixed;
  inset: auto 18px 18px auto;
  width: min(390px, calc(100% - 36px));
  z-index: 30;
}
.euro-pension-sk-cookie__panel {
  background: #fff;
  color: var(--euro-pension-sk-clr-ink);
  border: 1px solid var(--euro-pension-sk-clr-border);
  border-radius: var(--euro-pension-sk-radius);
  padding: 18px;
  box-shadow: var(--euro-pension-sk-shadow);
}
.euro-pension-sk-cookie__title {
  margin: 0 0 6px;
  color: var(--euro-pension-sk-clr-main);
  font-weight: 900;
}
.euro-pension-sk-cookie__text {
  margin: 0;
  color: var(--euro-pension-sk-clr-muted);
}
.euro-pension-sk-cookie__actions {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
  margin-top: 14px;
}
.euro-pension-sk-cookie__choice {
  border: 1px solid var(--euro-pension-sk-clr-border);
  border-radius: 999px;
  background: #fff;
  color: var(--euro-pension-sk-clr-main);
  padding: 10px 12px;
  font-weight: 900;
}
.euro-pension-sk-cookie__choice--accept {
  background: var(--euro-pension-sk-clr-main);
  color: #fff;
  border-color: var(--euro-pension-sk-clr-main);
}
.euro-pension-sk-cookie__link {
  display: inline-block;
  margin-top: 10px;
  color: var(--euro-pension-sk-clr-main);
  font-weight: 800;
}

.euro-pension-sk-foot {
  padding: 36px 0 24px;
  background: #071a30;
  color: rgba(255, 255, 255, 0.8);
}
.euro-pension-sk-foot__grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr;
  gap: 24px;
}
.euro-pension-sk-foot a {
  display: block;
  color: rgba(255, 255, 255, 0.9);
  margin-bottom: 8px;
}
.euro-pension-sk-foot__brand,
.euro-pension-sk-foot__title {
  color: #fff;
  font-weight: 900;
  margin: 0 0 10px;
}
.euro-pension-sk-foot__copy {
  text-align: center;
  margin: 24px 16px 0;
  color: rgba(255, 255, 255, 0.62);
}
.euro-pension-sk-foot--legal {
  text-align: center;
}

.euro-pension-sk-legal {
  padding: 52px 0 72px;
}
.euro-pension-sk-legal__article {
  max-width: 860px;
  background: #fff;
  border: 1px solid var(--euro-pension-sk-clr-border);
  border-radius: var(--euro-pension-sk-radius-lg);
  padding: clamp(24px, 5vw, 52px);
  box-shadow: var(--euro-pension-sk-shadow-soft);
}
.euro-pension-sk-legal__title {
  font-size: clamp(2.2rem, 4vw, 3.6rem);
  margin: 0 0 10px;
}
.euro-pension-sk-legal__updated {
  color: var(--euro-pension-sk-clr-muted);
  margin: 0 0 28px;
}
.euro-pension-sk-legal__part {
  margin-top: 24px;
}
.euro-pension-sk-legal__part h2 {
  color: var(--euro-pension-sk-clr-main);
  margin: 0 0 8px;
}
.euro-pension-sk-legal__part p {
  color: var(--euro-pension-sk-clr-muted);
  margin: 0;
}
.euro-pension-sk-legal__part a,
.euro-pension-sk-legal__back a {
  color: var(--euro-pension-sk-clr-main);
  font-weight: 900;
}
.euro-pension-sk-legal__back {
  margin-top: 34px;
}

@media (max-width: 900px) {
  .euro-pension-sk-nav__toggle {
    display: inline-flex;
  }
  .euro-pension-sk-nav__menu {
    position: absolute;
    left: 16px;
    right: 16px;
    top: calc(100% + 8px);
    display: none;
    flex-direction: column;
    align-items: stretch;
    background: #fff;
    border: 1px solid var(--euro-pension-sk-clr-border);
    border-radius: var(--euro-pension-sk-radius);
    padding: 12px;
    box-shadow: var(--euro-pension-sk-shadow-soft);
  }
  .euro-pension-sk-nav__menu--legal {
    position: static;
    display: flex;
    flex-direction: row;
    box-shadow: none;
    border: 0;
    padding: 0;
  }
  .euro-pension-sk-nav__menu.euro-pension-sk-is-open {
    display: flex;
  }
  .euro-pension-sk-stage__grid,
  .euro-pension-sk-split,
  .euro-pension-sk-process,
  .euro-pension-sk-trust,
  .euro-pension-sk-podium__grid {
    grid-template-columns: 1fr;
  }
  .euro-pension-sk-tilegrid,
  .euro-pension-sk-tribune,
  .euro-pension-sk-foot__grid {
    grid-template-columns: 1fr;
  }
  .euro-pension-sk-stage {
    padding-top: 46px;
  }
}

@media (max-width: 560px) {
  .euro-pension-sk-canvas {
    width: min(100% - 24px, 1120px);
  }
  .euro-pension-sk-head__inner {
    gap: 10px;
  }
  .euro-pension-sk-brand__text {
    font-size: 0.92rem;
  }
  .euro-pension-sk-stage__note {
    position: static;
    width: auto;
    margin-top: 14px;
  }
  .euro-pension-sk-stage__actions {
    flex-direction: column;
  }
  .euro-pension-sk-action {
    width: 100%;
  }
  .euro-pension-sk-zone,
  .euro-pension-sk-podium {
    padding: 52px 0;
  }
}